金融生态与共享金融

《金融生态与共享金融》系统介绍了金融生态的概念、构成，共享金融的内容、方式、风险分析，共享平台与技术，互联网和区块链技术在共享金融中的应用等，并通过案例分析了互联网共享金融以及共享经济的风险识别与控制。本书适合金融理论工作者，从事互联网金融、银行同业金融等工作的实践工作者以及相关专业的学生阅读。

章延文，潍坊银行金融市场总监，浙江工业大学中国中小企业研究院客座教授。曾在中国光大银行杭州分行任投资托管部总经理，投行部、公司部、同业部副总经理；在深圳发展银行温州分行任投行部总经理，公司银行部、贸易融资部副总经理等职。冯怀春，潍坊银行党委委员、副行长。曾任中国农业银行潍坊市支行会计、计划科副科长，潍坊银行支行副行长、信贷管理部总经理、公司业务部总经理、战略研究部总经理、行长助理等职。长期从事协同金融和普惠金融实践和理论工作。池仁勇，教授，管理学博士，浙江工业大学中国中小企业研究院院长、博士生导师，国家社科基金重大项目首席专家，中国技术经济学会常务理事，享受国务院政府特殊津贴专家。发表论文100多篇，获教育部人文社科二等奖、浙江省哲学社会科学优秀成果一等奖等。

第一章 金融的演化历程 ···········································································1

第一节 金融 ····························································································2

一、“金融”词语的演变 ···········································································2

二、金融是什么？ ······················································································3

三、金融的构成与功能 ···············································································4

第二节 金融中介 ····················································································7

一、什么是金融中介？ ···············································································7

二、为什么产生金融中介？ ·······································································8

三、金融中介的分类 ··················································································9

第三节 金融监管 ··················································································12

一、什么是金融监管？ ·············································································12

二、金融监管的由来及演变历史 ······························································12

三、金融监管的模式 ················································································15

第四节 金融的发展史 ···········································································16

一、世界金融发展的脉络 ·········································································16

二、现代金融的新发展 ·············································································19

三、金融全球化 ························································································21

四、我国金融生态圈发展历程 ··································································21

 

第二章 金融生态及其构成 ······································································25

第一节 金融生态及其演化 ···································································26

一、金融生态的内涵与特征 ····································································· 26

二、金融生态理论演化 ············································································· 31

第二节金融生态组织网络形成机理 ···················································· 34

一、金融生态圈组织网络形成动因 ·························································· 34

二、金融生态圈组织网络形成过程 ·························································· 38

第三节金融生态圈网络结构模型与评价方法 ····································· 41

一、金融生态圈网络结构 ········································································· 41

二、金融生态圈评价方法 ········································································· 50

第四节美国金融生态圈发展经验 ························································ 52

一、放松对银行存款利率的管制 ······························································ 52

二、银行业务地域限制被逐步取消 ·························································· 53

三、金融机构协同经营个案阶段 ······························································ 54

四、金融机构全面实行混业经营 ······························································ 55

 

第三章共享金融···················································································57

第一节共享金融的概念、内涵和功能 ················································· 58

一、共享金融的概念 ················································································ 58

二、什么是共享金融？ ············································································· 61

三、共享金融的功能 ················································································ 62

第二节共享金融的共享形式和共享内容 ············································· 64

一、共享金融的共享形式 ········································································· 64

二、共享金融的共享内容 ········································································· 66

第三节共享金融的共享主体和理论模型 ············································· 67

一、共享金融的共享主体 ········································································· 67

二、共享金融的理论模型 ········································································· 71

 

第四章共享金融平台与技术···································································77

第五章金融创新与共享金融·································································105

第六章共享金融风险分析 ····································································127

第七章共享金融协同分析 ····································································155

参考文献 ·······························································································171